Resident Benefit Package and Approval Criteria

Our Screening Process

We use the same multi-step screening process for every applicant to keep our decisions consistent and fair.

• Income and employment verification
• Credit history review
• Rental history and previous landlord references
• Eviction judgment verification (past 3 years)
• Identity and application verification
• Criminal background review — conducted only after a conditional offer to rent, on an individualized basis, consistent with the New Jersey Fair Chance in Housing Act

Approval Criteria

• Income: Combined household gross income of at least three (3) times the monthly rent. For applicants using a housing voucher or other rental assistance, this standard is applied only to the share of the rent the resident is responsible for paying.
• Credit: Minimum credit score of 650. Credit is considered together with income and rental history and is never the sole basis for a decision. Applicants who do not meet the credit guideline may still qualify with a qualified guarantor or co-signer, or with an additional security deposit, within the limit allowed by New Jersey law.
• Rental history: Verifiable rental history with positive references and no eviction judgments within the past three (3) years. Individual circumstances are considered, including protections for survivors of domestic violence.
• Application: Every occupant 18 years of age or older must submit a separate application. Income and qualifications are evaluated on a combined household basis.
• Documentation: A valid government-issued photo ID and proof of income are required.